| Year | Opening Balance | EMI*12 | Interest Paid Yearly | Principal Paid Yearly | Closing Balance |
|---|---|---|---|---|---|
| 1 | 25,00,000 | 2,36,010 | 2,18,041 | 17,969 | 24,82,031 |
| 2 | 24,82,031 | 2,36,010 | 2,16,404 | 19,606 | 24,62,424 |
| 3 | 24,62,424 | 2,36,010 | 2,14,618 | 21,392 | 24,41,032 |
| 4 | 24,41,032 | 2,36,010 | 2,12,669 | 23,341 | 24,17,691 |
| 5 | 24,17,691 | 2,36,010 | 2,10,543 | 25,467 | 23,92,223 |
| 6 | 23,92,223 | 2,36,010 | 2,08,223 | 27,787 | 23,64,436 |
| 7 | 23,64,436 | 2,36,010 | 2,05,691 | 30,319 | 23,34,117 |
| 8 | 23,34,117 | 2,36,010 | 2,02,929 | 33,081 | 23,01,036 |
| 9 | 23,01,036 | 2,36,010 | 1,99,916 | 36,094 | 22,64,942 |
| 10 | 22,64,942 | 2,36,010 | 1,96,628 | 39,382 | 22,25,560 |
| 11 | 22,25,560 | 2,36,010 | 1,93,040 | 42,970 | 21,82,590 |
| 12 | 21,82,590 | 2,36,010 | 1,89,126 | 46,884 | 21,35,706 |
| 13 | 21,35,706 | 2,36,010 | 1,84,855 | 51,155 | 20,84,551 |
| 14 | 20,84,551 | 2,36,010 | 1,80,195 | 55,815 | 20,28,736 |
| 15 | 20,28,736 | 2,36,010 | 1,75,110 | 60,900 | 19,67,836 |
| 16 | 19,67,836 | 2,36,010 | 1,69,563 | 66,447 | 19,01,389 |
| 17 | 19,01,389 | 2,36,010 | 1,63,510 | 72,500 | 18,28,888 |
| 18 | 18,28,888 | 2,36,010 | 1,56,905 | 79,105 | 17,49,783 |
| 19 | 17,49,783 | 2,36,010 | 1,49,699 | 86,311 | 16,63,472 |
| 20 | 16,63,472 | 2,36,010 | 1,41,837 | 94,174 | 15,69,299 |
| 21 | 15,69,299 | 2,36,010 | 1,33,258 | 1,02,752 | 14,66,546 |
| 22 | 14,66,546 | 2,36,010 | 1,23,897 | 1,12,113 | 13,54,434 |
| 23 | 13,54,434 | 2,36,010 | 1,13,684 | 1,22,326 | 12,32,108 |
| 24 | 12,32,108 | 2,36,010 | 1,02,541 | 1,33,469 | 10,98,639 |
| 25 | 10,98,639 | 2,36,010 | 90,383 | 1,45,628 | 9,53,011 |
| 26 | 9,53,011 | 2,36,010 | 77,116 | 1,58,894 | 7,94,117 |
| 27 | 7,94,117 | 2,36,010 | 62,642 | 1,73,368 | 6,20,749 |
| 28 | 6,20,749 | 2,36,010 | 46,849 | 1,89,161 | 4,31,588 |
| 29 | 4,31,588 | 2,36,010 | 29,617 | 2,06,393 | 2,25,195 |
| 30 | 2,25,195 | 2,36,010 | 10,815 | 2,25,195 | 0 |